Religious >> Zakah
Monday Mar 21, 2011
Download Zakah Form
The Zakah Committee of Noor Islamic Culture Center will help the Muslim community of Central Ohio in collecting and distrubutiing their Zakat-ul-Maal, Sadaqa, Zakat-ul-Fitr and Fidyaa money according to the teaching of Qur’an and Sunnah of the last prophet Mohammad (PBUH).
Zakat-ul-Maal and Sadaqua will be collected and distributed throughout the year. Zakat-ul-Fitr will be collected during the month of Ramadan and on the day of Eid-ul-Fitr.
Zakat (i.e., Zakat-ul-Maal) must be paid by all Muslims whose net worth for the preceding year has remained above a minimal exemption called nisab. Nisab has been estimated at 3,430. Zakat is 2 1/2% of the net worth held for a full lunar year (except that it is 5% of the "produce" from irrigated land and 10% of that from unirrigated land, and 20% for minerals and treasures from the earth) while other items are excluded (e.g., a home occupied by the owner, including utensils, furniture, clothes, agricultural land farmed by the owner).
Most Muslims prefer to give their Zakah in Ramadan because there are more rewards for doing so, but it is not necessary to pay Zakah in the month of Ramadan.
Take sadaqa (zakat) from their wealth in order to purify them and sanctify them with it..... ( At-Taubah:103).
And will be far removed from it ( Hell), he who spends his wealth for increase in self-purification (Al-Lail: 17-18).
So much is the importance of zakat in Islam that it has been mentioned at eighty two places in the Qur'an in close connection with prayer. The Prophet said, "Islam has been built on five (pillars): testifying that there is no god but Allah and that Muhammad is the Messenger of Allah, performing the prayers, paying the Zakat, making the pilgrimage to the House (Hajj), and fasting in Ramadan" (Bukhari, Muslim).
Allah has warned those who do not give Zakat that they will face dire consequence. He says,
"O you who believe! Verily, there are many of the rabbis and the monks who devour the wealth of mankind in falsehood, and hinder (them) from the way of Allah. And those who hoard up gold and silver, and spend it not in the Way of Allah-announce unto them a painful torment (At-Taubah:34).
Obligation of Zakat and Rates
Zakat becomes due and payable immidietly after one lunar year has pased since,
A.The day you acquired the amount of Nisab for the first time.The Nisab is average value of 85 grams of pure gold
B. The day you paid Zakat last year.
The following are the categories of production. Profit, investments and savings are subject to Zakat.
1. The produce of land:The rate is one tenth of the produce of the unirrigated and undeveloped land and one twentieth of the produce of the irrigated and developed land.
2. Pure economic profit business.
3. Inheritance, once for all.
4. Cash, investments, food, merchandise, jewelry, gold and silver kept in the inventory for full one year if combined value is above Nisab.
The rate of Zakat on each of the above categories is different.
The amount of Nisab can be decided by the Islamic State or Muslim community taking into consideration the prevailing standard of living and the risks and uncertainties of different modes of productions.
For the articles in category four the rate of Zakat is two and half percent on the amount which is more than the Nisab.
The Nisab for certain articles is as follows: Silver; 21 ozs., Gold; 3 ozs.,
Merchandise, jewelry etc. equal to 21 ozs. of Silver.
If the individual items in category 4 do not come up to the Nisab but the combined value of all the items is more than Nisab, Zakat is obligatory.
Who is deserving of Zakat
The Holy Quran (At-Taubah : 60) describes the following eight categories who are entitled
to receive Zakat.
1. Fuqara: the people who have some money but not enough to meet their basic needs. They live in a precarious circumstances but do not ask for help.
2. Miskins: these are a very miserable people who do not have anything for food, clothing and shelter. The Khalifa Umar ibn al-Khattab (may Allah be pleased with him) also included those who are fit to earn but do not have means to earning.
3. Aamileen (Collectors of Zakat): the officials engaged in the collection and distribution of Zakat are paid from the Zakat fund.
4. Muallafat-ul-Qulub (Those whose hearts are to be reconciled): this includes the new Muslims, to strengthen them in Islam.
5. Fir-riqab.(Emancipation of slaves): this means the person who wants to free himself from the shackles of slavery should be given Zakat so that he can pay to this category (those persons who are imprisoned for nonpayment of fines).
6.Al-Gharimeen: this means the people who are in debt, which is more than the assets so that after paying the debt, their wealth that is left is less than the Nisab.
7.Fi Sabeelillah (in the cause of Allah ): this is a common word used for all good deeds, but in the case of Zakat it means rendering help to an endeavor to serve Islam for example, the propagation of Islam.
8.Ibn-us-Sabil (the wayfarer): a traveler, if he is in need of money while traveling , is entitled to Zakat .
Some essential Points about Zakat
1.A person who qualifies to pay Zakat is not eligible to receive.
2. It is not permissible to pay Zakat to your wife, parents, grandparents, and the children and grandchildren.
3. It is preferable to pay Zakat to deserving relatives. Zakat can be given to brother/sister.
4. The Zakat of every locality should be spent on the poor inhabitants of the same community except if there is a calamity in other parts of the country or the world.
5. Any one who qualifies to receive Zakat, can be given it as assistance or a gift, without telling him that it is Zakat.
6. All articles of household use and properties given on rent are exempted from paying Zakat.
7. Zakat money of a particular year could be spent during the same year in advance, could be given all at once or in installments.
Zakat-al-fitr, sadaqat-al-fitr, fitra
Zakat -ul-Fitr is for fasting Muslims. It can be given in the form of money or food. The food or money is equal to one day's meals for one person. The head of the family pays this amount on behalf of each person in the family. If he is responsible for his mother and father, then he should pay Zakat-ul-Fitr for them too.
If a person cannot fast permanently in the month of Ramadan (for instance, because of illness) should pay Fitra for each fasting day. It should be paid to the Zakah committee no later that the Eid-ull-Fitr.
Sadaqa is a voluntary charity which can be given at any time.
Al-Fidya is to abstain from fasting or break one's fast in Ramadaan, due to legal excuse, and feed a poor person for each day (either lunch or supper) on the average scale of that which one feeds his own family. One can either feed a poor person for each day individually or gather poor people according to the number of days that require al-Fidya and feed them all at once. Or one may give each poor Saa' (i.e. half kg and ten gm) of good wheat and it is better to offer it with some meat and oil. Al-Fidya should be offered in Ramadan and not before that.
Old men and women, who are incapable of observing fasts in Ramadaan, may recompense for it by offering al-Fidya. Abdullah Ibn Abbas (radhi allahu anahu) narrates, Old people are allowed to refrain from fasting. But for every missed fast, one should feed the poor and he is not obliged to make al-Qada. [Daraqutnee and al-Hakim]
A sick person whose health is not likely to improve, for example, if one is afflicted with the incurable disease of cancer then he should offer al-Fidya
Prophet said (to two persons), "Whenever the prayer time becomes due, you should pronounce Adhan and then Iqama and the older of you should lead the prayer."